Wednesday, October 22, 2025

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The Fed Cut Interest Rates...So Why Did Mortgage Rates Go Up?50% Off WordPress.com Courses!


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The Fed Cut Interest Rates...So Why Did Mortgage Rates Go Up?
 

Earlier this month, the Federal Reserve lowered its benchmark lending rate to 4.00%-4.25%. While this resulted in record-high stock market numbers, mortgage lending rates didn't join the celebration.

When We Were Young:Dances On The Sands Of Time.Failure is proof that you tried. Now go try again.'


This is mainly because the 10-year Treasury bond yields increased, as bond investors didn't receive the assurance they were hoping for. Instead, some felt that the Federal Reserve wasn't concentrating as hard on inflation numbers as they should, especially after economic projections from the Fed showed that more inflation was expected for 2026.

However, other investors are waiting for the Federal Reserve to shift its emphasis from fighting inflation to boosting the labor market, especially because of weak employment data released earlier this month. This is why Fed Chair Jerome Powell called Wednesday's rate cut a "risk management" move.

Want to know about today's mortgage interest rates? Call me, or refer your buyers to me for a fast, free loan pre-qualification.1

 

Why More First-Time Buyers Are Backing Out of Contracts.

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Why More First-Time Buyers Are Backing Out of Contracts
 

Even though mortgage interest rates finally began to fall, more potential home buyers are walking away from purchase contracts. While there are several reasons for fall-though sales, the buyer demographics help tell the tale.

Data from Bright MLS, which covers Washington, D.C. and counties in several surrounding states, found that during July 2025, contracts for homes priced over $1 million only saw a 10.8% fall-though. By comparison, the fall-through rate of homes listed at less than $300,000 was nearly twice as high, at 19.3%.

Prospective buyers at the lower end of the market are more likely to back out for financial reasons, as economic conditions have weakened and the job market has become more uncertain.

According to Bright's recent survey of real estate agents, more than half of buyers who backed out of a contract did so because the home inspection raised too many concerns. Another 26.3% backed out when the seller was not willing to provide financial assistance with repairs and/or closing costs.

This means that, if you're working with sellers of lower-priced properties, you'll want to share this intel. This gives them time to consider preparing one or more incentives for serious buyers.2.


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Increase Your Leads with Email Verification.When We Were Young:Dances On The Sands Of Time.Failure is proof that you tried. Now go try again.'

Summary

Most nonprofit corporations must file Form 199 if their revenue normally exceed the filing threshold. Other nonprofit corporations are required to file FTB199N, California e-Postcard, or not at all. 

  • Generally, nonprofit corporations with revenue greater than $50,000 must file Form 199, depending on the length of corporate existence:
    • If your corporation has existed for one year or less, file Form 199 if the revenue threshold is more than $75,000; 
    • If your corporation has existed for more than one year but less than three years, file Form 199 the revenue threshold is more than $60,000 (average for current year and immediately preceding year); and
    • If your organization has existed for three years or more, file Form 199 if the revenue threshold is more than $50,000 (average for current year and immediately preceding two years). 

 

  • The following nonprofit corporations must file Form 199 every year regardless of revenue: 
    • Private foundations; and 
    • Nonexempt charitable trusts described in IRC Section 4947(a)(1).

 

  • The following organizations do not file Form 199 or Form 199N:
    • Churches, interchurch organizations of local units of a church, conventions or associations of churches, or integrated auxiliaries of churches; 
    • Religious orders (such as Franciscan Friars or Sisters of Charity); 
    • Organizations formed to carry out a function of a state or public body that is carrying out that function and is controlled by the state or public body; 
    • Political organizations; 
    • Pension trusts;
    • Coverdell Education Savings Accounts (ESAs), formerly called education IRAs; 
    • Qualified state tuition programs; and
    • Subordinate organizations included in the parent's group return. 

 


Increase Your Leads with Email Verification
 

Have you ever prepared a special email for one of your lists, such as prospects or referral sources, only to have some of them come back to you as undeliverable? It's frustrating, but you can solve this problem by using an email verification tool.

These tools perform three types of checks to ensure that an email address is valid and can receive messages. They verify:

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When We Were Young:Dances On The Sands Of Time.Failure is proof that you tried. Now go try again.'

The Fed Cut Interest Rates...So Why Did Mortgage Rates Go Up? 50% Off WordPress.com Courses! Magic Madness, Windows In Heaven: Sinners And S...